/* Header, footer and budget form styles from Landing Page/index.html. */
    :where(.header, .footer, .modal-overlay) {
      --blue-deep: #003B73;
      --blue-primary: #0062BF;
      --blue-light: #3B8DD9;
      --blue-pale: #E8F4FD;
      --cyan-accent: #00C2FF;
      --cyan-glow: #00E5FF;
      --gold: #F5A623;
      --gold-light: #FFD580;
      --white: #FFFFFF;
      --off-white: #F7FAFC;
      --gray-100: #EDF2F7;
      --gray-200: #E2E8F0;
      --gray-400: #A0AEC0;
      --gray-600: #718096;
      --gray-800: #2D3748;
      --gray-900: #1A202C;
      --shadow-sm: 0 2px 8px rgba(0, 59, 115, 0.08);
      --shadow-md: 0 8px 30px rgba(0, 59, 115, 0.12);
      --shadow-lg: 0 20px 60px rgba(0, 59, 115, 0.15);
      --shadow-glow: 0 0 40px rgba(0, 194, 255, 0.2);
      --radius-sm: 8px;
      --radius-md: 16px;
      --radius-lg: 24px;
      --radius-xl: 32px;
      --radius-full: 9999px;
      --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
      --transition-slow: 0.6s cubic-bezier(0.4, 0, 0.2, 1);
    }
:where(.header, .footer, .modal-overlay),
:where(.header, .footer, .modal-overlay) *,
:where(.header, .footer, .modal-overlay) *::before,
:where(.header, .footer, .modal-overlay) *::after {margin:0;padding:0;box-sizing:border-box}
:where(.header, .footer, .modal-overlay) a {text-decoration:none;color:inherit}
:where(.header, .footer, .modal-overlay) button {cursor:pointer;border:none;background:none;font-family:inherit}
:where(.header, .footer, .modal-overlay) h2,
:where(.header, .footer, .modal-overlay) h3,
:where(.header, .footer, .modal-overlay) h4 {line-height:normal}
    .header {
      position: fixed;
      top: 0;
      left: 0;
      right: 0;
      z-index: 1000;
      padding: 16px 0;
      transition: var(--transition);
      background: transparent;
    }

    .header.scrolled {
      background: rgba(0, 59, 115, 0.95);
      backdrop-filter: blur(20px);
      -webkit-backdrop-filter: blur(20px);
      padding: 10px 0;
      box-shadow: 0 4px 30px rgba(0, 0, 0, 0.2);
    }

    .header-inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 24px;
    }

    .logo img {
      height: 48px;
      width: auto;
      transition: var(--transition);
    }

    .header.scrolled .logo img {
      height: 40px;
    }

    .nav-links {
      display: flex;
      gap: 32px;
      align-items: center;
    }

    .nav-links a {
      font-weight: 600;
      font-size: 0.9rem;
      color: var(--white);
      letter-spacing: 0.02em;
      position: relative;
      padding: 4px 0;
      transition: var(--transition);
    }

    .nav-links a::after {
      content: '';
      position: absolute;
      bottom: -2px;
      left: 0;
      width: 0;
      height: 2px;
      background: var(--cyan-accent);
      transition: var(--transition);
      border-radius: 2px;
    }

    .nav-links a:hover::after {
      width: 100%;
    }

    .nav-cta {
      background: linear-gradient(135deg, var(--cyan-accent), var(--blue-light));
      color: var(--white) !important;
      padding: 10px 24px !important;
      border-radius: var(--radius-full);
      font-weight: 700 !important;
      font-size: 0.85rem !important;
      transition: var(--transition) !important;
      box-shadow: 0 4px 15px rgba(0, 194, 255, 0.3);
    }

    .nav-cta::after {
      display: none !important;
    }

    .nav-cta:hover {
      transform: translateY(-2px);
      box-shadow: 0 6px 25px rgba(0, 194, 255, 0.5);
    }

    /* Mobile hamburger */
    .hamburger {
      display: none;
      flex-direction: column;
      gap: 5px;
      padding: 8px;
    }

    .hamburger span {
      display: block;
      width: 26px;
      height: 2.5px;
      background: var(--white);
      border-radius: 3px;
      transition: var(--transition);
    }

    .hamburger.active span:nth-child(1) {
      transform: rotate(45deg) translate(5px, 5px);
    }

    .hamburger.active span:nth-child(2) {
      opacity: 0;
    }

    .hamburger.active span:nth-child(3) {
      transform: rotate(-45deg) translate(5px, -5px);
    }

    .footer {
      background: linear-gradient(170deg, #001830, #000E1A);
      padding: 60px 24px 30px;
      color: rgba(255, 255, 255, 0.6);
    }

    .footer-inner {
      max-width: 1100px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: 1fr 1fr 1fr;
      gap: 40px;
      padding-bottom: 40px;
      border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    }

    .footer-col img {
      height: 50px;
      width: auto;
      margin-bottom: 16px;
    }

    .footer-col p {
      font-size: 0.9rem;
      line-height: 1.7;
    }

    .footer-col h4 {
      font-family: 'Outfit', sans-serif;
      font-size: 1rem;
      font-weight: 700;
      color: var(--white);
      margin-bottom: 16px;
    }

    .footer-contact {
      display: flex;
      flex-direction: column;
      gap: 12px;
    }

    .footer-contact a {
      display: flex;
      align-items: center;
      gap: 10px;
      font-size: 0.9rem;
      transition: var(--transition);
    }

    .footer-contact a:hover {
      color: var(--cyan-accent);
    }

    .footer-contact svg {
      width: 18px;
      height: 18px;
      color: var(--cyan-accent);
    }

    .footer-social {
      display: flex;
      gap: 12px;
      margin-top: 16px;
    }

    .footer-social a {
      width: 40px;
      height: 40px;
      background: rgba(255, 255, 255, 0.06);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      transition: var(--transition);
    }

    .footer-social a:hover {
      background: var(--cyan-accent);
      color: var(--white);
    }

    .footer-social svg {
      width: 18px;
      height: 18px;
    }

    .footer-bottom {
      text-align: center;
      padding-top: 24px;
      font-size: 0.8rem;
      color: rgba(255, 255, 255, 0.35);
    }

    /* ═══════════════════════════════════════════
   POPUP / MODAL FORM
   ═══════════════════════════════════════════ */
    .modal-overlay {
      position: fixed;
      inset: 0;
      background: rgba(0, 15, 30, 0.7);
      backdrop-filter: blur(8px);
      -webkit-backdrop-filter: blur(8px);
      z-index: 9999;
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 24px;
      opacity: 0;
      visibility: hidden;
      transition: var(--transition);
    }

    .modal-overlay.active {
      opacity: 1;
      visibility: visible;
    }

    .modal {
      background: var(--white);
      border-radius: var(--radius-xl);
      width: 100%;
      max-width: 520px;
      max-height: 90vh;
      overflow-y: auto;
      padding: 48px 40px;
      position: relative;
      transform: translateY(30px) scale(0.95);
      transition: var(--transition);
      box-shadow: 0 40px 100px rgba(0, 0, 0, 0.3);
    }

    .modal-overlay.active .modal {
      transform: translateY(0) scale(1);
    }

    .modal-close {
      position: absolute;
      top: 16px;
      right: 16px;
      width: 40px;
      height: 40px;
      border-radius: 50%;
      background: var(--gray-100);
      display: flex;
      align-items: center;
      justify-content: center;
      transition: var(--transition);
      z-index: 2;
    }

    .modal-close:hover {
      background: var(--gray-200);
      transform: rotate(90deg);
    }

    .modal-close svg {
      width: 20px;
      height: 20px;
      color: var(--gray-600);
    }

    .modal h2 {
      font-size: 1.8rem;
      font-weight: 800;
      color: var(--blue-deep);
      margin-bottom: 6px;
      text-align: center;
    }

    .modal h2 span {
      color: var(--cyan-accent);
    }

    .modal-subtitle {
      text-align: center;
      font-size: 0.95rem;
      color: var(--gray-600);
      margin-bottom: 32px;
    }

    .form-group {
      position: relative;
      margin-bottom: 20px;
    }

    .form-group label {
      display: block;
      font-size: 0.82rem;
      font-weight: 700;
      color: var(--gray-800);
      letter-spacing: 0.01em;
      margin-bottom: 8px;
      transform-origin: left center;
      transition: color 0.2s ease, transform 0.2s ease;
    }

    .form-group:focus-within label {
      color: var(--blue-primary);
      transform: translateX(3px);
    }

    .form-group input,
    .form-group select,
    .form-group textarea {
      width: 100%;
      min-height: 54px;
      padding: 15px 17px;
      border: 1.5px solid #D7E2EC;
      border-radius: 12px;
      font-size: 1rem;
      font-family: 'Plus Jakarta Sans', sans-serif;
      color: var(--gray-800);
      background-color: var(--white);
      box-shadow: 0 3px 12px rgba(0, 59, 115, 0.04);
      transition: border-color 0.22s ease, box-shadow 0.22s ease,
        background-color 0.22s ease, transform 0.22s ease;
      outline: none;
    }

    .form-group input::placeholder,
    .form-group textarea::placeholder {
      color: var(--gray-400);
      opacity: 1;
    }

    .form-group input:hover,
    .form-group select:hover,
    .form-group textarea:hover {
      border-color: #AFC7DA;
      background-color: #FBFDFF;
      box-shadow: 0 5px 16px rgba(0, 59, 115, 0.07);
    }

    .form-group input:focus,
    .form-group select:focus,
    .form-group textarea:focus {
      border-color: var(--cyan-accent);
      box-shadow: 0 0 0 4px rgba(0, 194, 255, 0.12),
        0 8px 24px rgba(0, 98, 191, 0.1);
      background-color: var(--white);
      transform: translateY(-1px);
    }

    .form-group select {
      appearance: none;
      -webkit-appearance: none;
      cursor: pointer;
      padding-right: 48px;
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%230062BF' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
      background-repeat: no-repeat;
      background-position: right 17px center;
      background-size: 18px;
    }

    .form-group select:invalid {
      color: var(--gray-400);
    }

    .form-group select option {
      color: var(--gray-800);
      background: var(--white);
    }

    .form-group input:-webkit-autofill {
      -webkit-text-fill-color: var(--gray-800);
      -webkit-box-shadow: 0 0 0 1000px var(--white) inset;
      transition: background-color 9999s ease-out;
    }

    .modal-overlay.active .form-group {
      animation: form-field-in 0.42s ease both;
    }

    .modal-overlay.active .form-group:nth-child(2) {
      animation-delay: 0.05s;
    }

    .modal-overlay.active .form-group:nth-child(3) {
      animation-delay: 0.1s;
    }

    .modal-overlay.active .form-group:nth-child(4) {
      animation-delay: 0.15s;
    }

    @keyframes form-field-in {
      from {
        opacity: 0;
        transform: translateY(8px);
      }

      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    .form-group textarea {
      resize: vertical;
      min-height: 80px;
    }

    .form-submit {
      width: 100%;
      padding: 16px;
      background: linear-gradient(135deg, var(--cyan-accent), var(--blue-light));
      color: var(--white);
      font-size: 1.05rem;
      font-weight: 700;
      font-family: 'Outfit', sans-serif;
      border-radius: var(--radius-sm);
      transition: var(--transition);
      box-shadow: 0 6px 20px rgba(0, 194, 255, 0.3);
      margin-top: 8px;
    }

    .form-submit:hover {
      transform: translateY(-2px);
      box-shadow: 0 10px 30px rgba(0, 194, 255, 0.45);
    }

    .form-submit:active {
      transform: translateY(0) scale(0.99);
      box-shadow: 0 4px 14px rgba(0, 194, 255, 0.3);
    }

    @media (prefers-reduced-motion: reduce) {
      .modal-overlay.active .form-group {
        animation: none;
      }

      .form-group label,
      .form-group input,
      .form-group select,
      .form-group textarea,
      .form-submit {
        transition-duration: 0.01ms;
      }
    }

    .form-success {
      display: none;
      text-align: center;
      padding: 30px 0;
    }

    .form-success.active {
      display: block;
    }

    .form-success svg {
      width: 64px;
      height: 64px;
      color: #48BB78;
      margin: 0 auto 16px;
    }

    .form-success h3 {
      font-size: 1.4rem;
      color: var(--blue-deep);
      margin-bottom: 8px;
    }

    .form-success p {
      color: var(--gray-600);
    }


/* Keep article content below the fixed navigation. */
body:not([data-article="blog"]) main {padding-top:80px}
body:not([data-article="blog"]) .header {background:rgba(0,59,115,.95)}
.blog-hero {padding-top:146px}
.skip-link {z-index:10001}
@media (max-width:992px) {
  .nav-links {display:none;position:fixed;inset:0;background:rgba(0,30,63,.98);backdrop-filter:blur(20px);flex-direction:column;align-items:center;justify-content:center;gap:28px;z-index:999}
  .nav-links a {font-size:1.2rem}
  /* The main page also hides navigation and the hamburger at this breakpoint. */
  .hamburger, .nav-links.open {display:none}
  .footer-inner {grid-template-columns:1fr;text-align:center}
  .footer-contact {align-items:center}
  .footer-social {justify-content:center}
}
@media (max-width:640px) {.modal {padding:36px 24px}}
@media (max-width:620px) {.blog-hero {padding-top:126px}}

.modal .form-error {color:#b42318;font-size:.9rem;line-height:1.5;margin-bottom:16px}